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Are Extended Warranties Worth It?

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Whether you are shopping for a new Honda car, truck, or SUV or looking for a reliable used vehicle in the Middletown area, you may be faced with deciding on an extended warranty. Are extended warranties worth it? The answer depends on your preferences and budget, but extended warranties are a smart option if you are planning on keeping your vehicle for many years and want the extra peace of mind that warranty coverage provides. Learn more about extended warranties, how they work, and what they cover in this guide from the finance team at Westbrook Honda.

What is an Extended Warranty?

An extended warranty is additional coverage you can purchase when you are financing your new or used vehicle. It provides maintenance coverage once your factory warranty has expired. Each extended warranty plan is different, but they often include benefits such as towing and roadside assistance. An extended warranty is essentially a safety net that will help cover the cost of a major repair after your original powertrain warranty has ended..

Extended Warranties for New & Used Vehicles

Extended warranties are available for both new and used vehicles, but the coverage offered will vary depending on the condition of the car. Check out the details regarding new and used car extended warranties below to see if either will work with your Branford-area lifestyle and budget.

New Vehicles

The key to deciding whether an extended warranty on a new car is a good choice for you is to take a look at how long you plan on keeping the vehicle. If you expect to own the vehicle for less than 10 years, an extended warranty may not be right for you, since most new cars are highly reliable. If you plan on keeping the vehicle for more than 10 years, an extended warranty can be a smart investment. 

Used Vehicles

With used vehicles, it all comes down to the mechanical condition and overall reliability of the vehicle. It is very important to have the vehicle thoroughly inspected and get an estimate on exactly how much potential repairs and ongoing maintenance will cost. It could be that an extended warranty will alleviate the financial burden of paying for repairs and maintenance out of pocket. Similar to new vehicles, you should also consider how long you plan on having the used vehicle before you decide. 

Do I Need an Extended Warranty? 

As mentioned previously, the decision on whether to opt for an extended warranty will depend on your lifestyle and financial situation. Extended warranties are perfect if you are concerned about breaking your budget should a major repair be needed. The coverage helps relieve the stress and worry around being able to pay for unforeseen issues that may arise.

Discuss All of Your Financing Options at Westbrook Honda

If you’re still unsure if you should choose an extended warranty, let the experts at Westbrook Honda walk you through your options. We are always happy to provide advice on everything from whether you can defer a car payment to how to trade in a car. Feel free to contact us online or stop by our dealership near New London if you have any questions.

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